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Sandton, Gauteng, South Africa
| Allstate Financial Services Ltd offering loans at 3% interest rate. Email and telephone |
|Name||Allstate Financial Services Ltd ⇒|
|Email Addressfirstname.lastname@example.org ⇒|
|Telephone||0718319348 or 0727839695 ⇒ Reverse Phone Lookup (by Spokeo|
31st May 2013. LOAN APPROVAL LETTER Dear Bezuidenhout Anna Susana, Allstate Financial Services is pleased to inform you that your application for a Personal Loan of R150, 000.00 has been approved and it will be confirmed subject to the completion of formalities. As per the terms and conditions for personal loan, your first payment of R3,320.15 is due 3months after the loan amount is disbursed to you. The time period of paying back loan is 3years. Please be informed that we charge 3.0% interest rate on the entire term of the loan. What you find below is the Loan Terms and Repayment schedule for the Loan amount requested and Loan Conditions. LOAN REPAYMENT INSTRUCTION =============================== Loan Balance: R150,000.00 Adjusted Loan Balance: R150,000.00 Loan Interest Rate: 3.00% Loan Fees: 0.00% Loan Term: 4 years Minimum Payment: R0.00 Monthly Loan Payment: R3,320.15 Number of Payments: 48 Cumulative Payments: R159,367.15 Total Interest Paid: R9,367.15 Note: The monthly loan payment was calculated at 47 payments of R3,320.15 plus a final payment of R3,320.10. LOAN CONDITIONS ================= 1. Loan Administration Fee: Your loan has been approved; this is in accordance with the financial monetary policy regulations. The loan administration fee will be paid by the borrower to our company\'s Attorney which will be used to acquire and sign the legal document (loan agreement) between the borrower and Allstate Financial Services Limited. The loan administration fee stands at the rate of R2, 499.00.for a loan of R150, 000.00. 2. Loan Transfer Option: Bank To Bank Transfer, The loan will be transferred to you via this option and you will be required to send to us your personal bank information were you want your approved loan fund to be deposited into. 3. Monthly Repayment: On getting the loan, you will start the repayment of the loan on the 1st of every month starting from Three (3) months after loan has been transferred to the beneficiary\'s account with the monthly payment as stated above. We usually give Three months GRACE PERIOD to all applicants before Re-payment can commence. 4. Time of duration: You will pay back at the rate of interest within the stipulated time (4years) as stated in the terms above after cashing the loan with 24 Hours after due process to this effect, Failure for you to adhere to the agreement you will be given additional 3 months of grace before legal actions can be taken. NOTE: We do not deduct the loan administration fee from Principal Loan amount as this is against our working policy, because our company attorney must prepare and sign the loan agreement between the borrower and Allstate Financial Services Limited, before approved loan funds can be disbursed to clients whose loans are approved. So do not ask for any deduction please as our response may offend you, and we would provide to you the loan agreement after the attorney has concluded with it. We are looking forward to doing and completing this transaction with you in good faith. Formalities Required; ï‚· Bank Details for Cash transfer. Borrower banking co-ordinates for approved loan Transfer ï‚· Loan Documentations Fees. Fee payable by the borrower to our company\'s Attorney which will be used to acquire legal document (Loan contract) between borrower and Allstate Financial Services Limited. Your documents have been verified and your loan has been approved. Contact us immediately with your banking details to enable us facilitate your approved loan process. Congratulations! Yours faithfully, Mr. Martin Barnard +27747839695 Loan Verification/Approval Department, Allstate Financial Services Limited.